Why File an Insurance Claim on Your Own Policy?
If you have uninsured/underinsured auto insurance coverage, your insurance company may pay for some or all the damages incurred in an accident. This may also come in handy if the driver who caused your crash left the scene and was never found. However, expect your insurance company to take its time looking into the case, which means that you may not get paid for weeks or months after the accident. It may be a good idea to hire a San Antonio uninsured motorist lawyer to help you in your dealings with an insurance provider.
What If I Was Driving Another Car?
If you were driving someone else’s car, it may be possible to file an additional claim. As the insurance policy generally covers the car as opposed to the driver, it may be possible to file a claim with the owner’s insurance company in addition to your own. Typically, the insurance companies will work together to settle a claim in a timely manner. This is another situation in which having an uninsured driver attorney in San Antonio may be helpful to resolving your claim.
Being involved in a car accident is not something that anyone wants to experience. However, if you are hurt in a car crash, make sure that you stand up for your rights. Patrick Toscano, a San Antonio uninsured motorist lawyer, may be able to help you get the compensation that you are entitled to in a timely manner either through settlement talks or a formal trial. Remember, you generally have two years to file a claim, which means that it is in your best interest to do so as soon as possible.